Job Summary

The Risk Manager will be responsible for identifying, assessing, monitoring, and mitigating operational risks specific to the BNPL function. This role is crucial in ensuring that all risk exposures within the BNPL product line are effectively managed, with an emphasis on creating a seamless customer experience while maintaining regulatory compliance. The ideal candidate will have strong analytical skills, a background in risk management, and the ability to work collaboratively across teams to implement effective risk management strategies for BNPL.

• Develop and implement operational risk management policies, procedures, and guidelines tailored to the BNPL department, ensuring alignment with industry standards and regulatory requirements.
• Identify and assess operational risks specific to the BNPL product across all business units and functions involved in the BNPL process.
• Conduct regular risk assessments to evaluate the effectiveness of existing controls within BNPL and identify areas for improvement, ensuring alignment with company risk appetite.
• Track key risk indicators (KRIs) relevant to BNPL operations and report on risk exposures to senior management and relevant committees, providing actionable insights to support strategic decision-making.
• Work closely with BNPL business units to coordinate and ensure timely resolution of identified risks and issues, providing support for implementing new or enhanced controls.
• Develop and implement risk mitigation strategies and controls to reduce exposure to identified risks within the BNPL function, balancing business growth with risk control.
• Provide training and guidance to BNPL staff on operational risk management best practices and risk management frameworks relevant to BNPL.
• Stay informed about industry trends, regulatory developments, and best practices in operational risk management for BNPL to proactively adjust risk strategies and ensure ongoing compliance.
  
  

Qualifications

• Bachelor’s degree in Finance, Business Administration, Risk Management, or a related field; a Master’s degree or professional certifications (e.g., FRM, PRM, CRM) are preferred.
• 5+ years of experience in risk management, with a minimum of 2 years specifically in a BNPL, fintech, or digital lending environment.
• Proven expertise in risk management frameworks, methodologies, and regulatory compliance related to BNPL or similar high-growth financial products.
• Strong understanding of risk assessment techniques, frameworks, and mitigation strategies within a BNPL or lending context.
• Excellent analytical and problem-solving skills, with a proven ability to interpret complex data and recommend effective risk controls.
• Strong communication and interpersonal skills, capable of collaborating with cross-functional teams and interacting with stakeholders at all levels.